Abu Dhabi – Mubasher: Abu Dhabi Islamic Bank (ADIB) has joined forces with the UAE Ministry of Finance to launch the first AED-denominated sovereign Sukuk for individual investors through the ADIB Smart Sukuk Platform, according to a press release.

Upon the collaboration, ADIB is now the first bank in the UAE to offer retail access to UAE Government Islamic Treasury Sukuk through its smart Sukuk platform where individual investors can start investing with a minimum of AED 4,000 compared to the typical AED 100,000 entry point for Ministry of Finance Sukuk.

Moreover, the investors can add an entry point of $200,000 for USD-denominated Sukuk, with the flexibility to make additional investments in increments of AED 4,000, up to AED 28,000 per transaction.

All Sukuk issued by the finance ministry will be listed and accessible through the platform.

This initiative supports the UAE’s broader vision to strengthen local capital markets and empower investors to contribute to national economic growth in their own currency.

Group CEO of ADIB, Mohamed Abdelbary, said: “Our collaboration with the Ministry of Finance represents an important step in advancing the UAE’s financial market infrastructure and enabling wider participation in the nation’s growth.”

Abdelbary noted: “By introducing fractional UAE Sukuk through ADIB’s Smart Sukuk Platform, we are making sovereign investment opportunities more accessible to a broader segment of investors while reaffirming our commitment to driving innovation in Sharia-compliant finance.”

He concluded: “This partnership reflects our vision to support the UAE’s economic development by combining technology with ethical banking principles.”

The partnership builds on ADIB’s Sukuk platform which is considered a pioneering digital solution designed to simplify access to Sharia-compliant investments.

The platform currently hosts more than 70 Sukuk listings and continues to attract retail investors seeking stable transparent and Sharia investment opportunities.

It is worth noting that the UAE lender delivered higher net profits at AED 5.31 billion in the first nine months (9M) of 2025 in addition to total operating income worth AED 9.14 billion.